Tuesday, April 30, 2024

‎Style My Hair: try on & color on the App Store

hair app

Upload a photo and swap out your overall hair color, or paint only certain areas by hand. For example, add a stripe of neon blue to your bangs, or see how you'd look with red tips. You see your favourite celeb sporting this new trendy haircut, and then you decide to get it for yourself. Straight away, you realise it looks rather horrible on you and you immediately regret your decision. The problem isn’t you but on the haircut that doesn’t flatter your face shape.

Perfect Hairstyle: New Hair Cut

6 Best Free Hair Color Filter Apps for Virtual Try-On PERFECT - Perfect Corp

6 Best Free Hair Color Filter Apps for Virtual Try-On PERFECT.

Posted: Wed, 10 Apr 2024 07:00:00 GMT [source]

Good news is, there are now so many face shape apps out there which can help you find out which hairstyles will suit you before you get the chop. Now you have multiple options, check which one suits your look the best. You can also choose different colors of hairstyles, the direction of hair, and the texture of hair.

Hair Styles for Men and Women

Discover how easy and fun it is to play with more styles and trends – all in one tap with our AI photo editor. This app can help you find a new look when you’re serious about a big change. You can choose between different hair lengths, hairstyles and colours, and the editor tool allows you to tweak each one to further customise them. You can resize and recolor the celebrity hairstyles so they fit your face using this app. There are a limited range of hairstyles, mostly suited to pale or light-skinned women. It allows you to change the color of your hair, including combinations of colors.

Instant Virtual Hairstyles Try-on with AI

The developer, KBMSoft ApS, has not provided details about its privacy practices and handling of data to Apple. Now if what you need is to simply know your face shape, this app is as simple and direct as it can be in making that happen. All the features are easy to use and can be done with a few clicks. Lastly, you can get this app for free from App Store since the app is only available for iOS devices. If you want to experiment with your looks on the go or quickly, then this is the app you should check out. You can use all the offerings of the app for free, and it can be downloaded from App Store.

Hairstyle Try On App

Bangs Filter: Try On Bangs Virtually With AI PERFECT - Perfect Corp

Bangs Filter: Try On Bangs Virtually With AI PERFECT.

Posted: Wed, 20 Mar 2024 07:00:00 GMT [source]

From child to astronaut, and even offers gender-swapping options. This app helps you understand what cuts and styles suit your face shape by providing information and tips on different hairstyles. Using this app, you can also virtually try on various hairstyles, haircuts, and hair colour. Just take your photo and upload or just use one from your camera roll and get ready to discover what hairstyle suits you best.

hair app

Tips For Using A Hairstyle App

hair app

Once you have a style, download or screenshot it and show it to your stylist. Mike looked unrecognizable with short white hair -- but was rocking it proudly as he spoke onstage at one point ... And posing for tons of pics before heading inside, all smiles. The MHRA also encouraged patients to show the patient alert card to friends and family as they “may not notice changes to their mood” themselves. It has been linked to mood disorders and sexual dysfunction previously, but now the MHRA has intervened after “a comprehensive review of the safety” of the drug. His passion with hair transplantation developed after a close family friend suffered hair loss and he wanted to help.

Wondering how you’d look as a blonde with an asymmetrical bob? You can find out in seconds, even if you’re currently a brunette with long hair. Think full bangs would suit you, but need to see them on you to know for sure? Coming to an end after Season 11, it's the perfect time to switch up her look.

Once you know what your skin tone and undertones are, you’ll be able to pick out colors that are sure to work for you and skip the ones that don’t. For example, women with warm undertones need to choose warm colors and shades, like caramel or honey blondes, warm chocolate browns, and golden coppers. We designed our virtual try-on tool to be as simple and straight-forward as possible. Just upload a clear photo of your face (or use one of our built-in photos) and choose a color, style, or cut that you like to see how it looks.

How to Use Filters on TikTok: Pictures Tutorial 2023

Ruby has brought Women Love Tech readers news on Ted X Youth, Womanizer and We-Vibes new pleasure-tech, revolutions in skincare technology and the best apps for the beauty obsessed. Ruby has also covered the rise of apps in our personal lives, whether dating, networking or mental health. Ruby is always interested in the way technology continues to shape our lives – and how it can improve yours.She is also the Beauty Editor for The Carousel.com. The obsession with all things virtual during lockdowns has translated to the development of seriously sophisticated AI-driven beauty and fashion apps. However, the user experience can be quite low because of the bombardment of ads, which can be stopped by some in-app purchases. You can also check out the app if you’re looking for an alternative for free.

You can ensure you get the best and most realistic results by using these tips when you use our tool! These tips can help you get the most accurate results from our try-on tool so you’ll have a better idea of how a given hairstyle or color is actually going to look on you. Our virtual try-on tool makes it simple to see which haircut you should get to flatter your face shape. It shows you a range of styles that can highlight your best features while downplaying your least favorite areas to truly look your best. When you use our tool, you get to play around with hairstyle features that can dramatically change up your look without requiring a major length or haircut change. Maybe you’re stuck in a style rut and just need to see yourself with a few unexpected style options to get inspired to make a change.

Redefine aesthetics, styles, and vibes in your photos in just a tap with Facetune’s AI tools. Access all the generated images with your hairstyles try on anytime from your email or in your dashboard. There are plenty of YouTube videos and blog posts online that explain the differences between each face shape and which haircuts look best on them. Do a little research through these avenues to determine the best choice for your face shape. When you have this kind of working knowledge about your own face shape, you’ll be able to swipe through and choose styles that you know will suit you. Even better, you’ll be able to cruise right on past those that don’t.

Additionally, its simple and intuitive interface lets users experiment hair styles without any hassle. Aside from that, it lets users adjust colors, brightness, and more. Keep in mind that some hairstyle filters may not always match perfectly, resulting in occasional unnatural looks.

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Hairstyle Changer: Get Free Virtual Hairstyle Try on with AI

hair app

Maybe you’re planning your wedding, birthday party, or a special event that calls for a new hairstyle and you want to see a few different looks before you make your decision. And some were downright terrible, showing me grainy “hairstyle” options that looked like the developers created in Microsoft Paint. Sadly, none of them really did what I wanted them to do – show me how I’d look with a different hairstyle, color, or cut. Look, inspiration photos are great and we always recommend bringing a few to your stylist for reference. But nothing is going to determine how you’d look with a new haircut or style better than seeing it for yourself with our built-in hairstyle try-on tool. I’m dying my hair darker next week and I wanted a sneak peak of what it would look like- this app delivered!

PicWish - The Easiest Photo Editor Ever

Among the AI tools released by PicWish, it now also has a face swap feature that can act as one of the hair try on apps. PicWish Face Swap lets you check different hairdos by choosing various templates provided. Plus, it offers a very intuitive interface that you only need to upload your picture to start experimenting. Additionally, it keeps up to recent social media trends as it features popular designs like 90’s yearbook, famous celebrities, and others. Furthermore, its advanced AI technology ensures seamless integration to make the swap look more natural. Transform your appearance effortlessly by uploading your photo to Fotor's AI virtual hairstyle try-on tool.

Our Tips & Advice

hair app

Traditionally masculine and feminine hairstyles let anyone try out any style that appeals to them, along with an array of colors. With more than a 100million users, this app is the complete package – from makeup looks and retouching to hairstyles, you can create a complete makeover. The app also provides beauty, fashion and styling tips from its brains trust of industry professionals and expert stylists.

Sign up to our newsletter and get exclusive hair care tips and tricks from the experts at All Things Hair.

Besides having a free hair style try-on with our hairstyle changer, you can further perfect your hair stile with our amazing hair color changer. You can easily try out hairstyles with the correct hair color to make you even more gorgeous. Just pick up the hair color you want, and you can try on virtual hair color before haircuts and hair dyeing. This augmented reality (AR) makeup and selfie editor app is packed with features, including an impressive range of hairstyle and hair colour try-on tools.

Hairstyle Magic Mirror

With our hairstyle try-on tool, there’s zero reason to ever go blindly into a new hairstyle again. It’ll become your go-to way to virtually experiment with limitless hairstyles so you only get the cuts, colors, and styles that you already know will look bangin’ on you. We could see that something big was missing from the virtual hairstyle try-on apps and tools currently out there.

Hairstyles for Your Face Shape App

Ever wanted to rock a bold blowout, soft curls, or a layered look without the commitment? With Facetune's Hairstyles Try-On, try them out first virtually, right from your phone, skipping the scissors and post-hairdresser regret. Buyer beware until they actually say they’ve resolved the issue. Our hairstyle try on app starts working on the best hairstyle ideas for you right away. It takes 15 to 30 minutes to generate diverse naturally looking images.

But today, technology makes it possible to virtually try on new looks. I figured since this was from L’Oreal, who have been around for forever, they’d have someone decent programming their app. I’m trying to set up my hair profile, when it got the the question about my last treatment, I clicked the appropriate button, and then the “Next” arrow. And the quickly blinking pictures of hair models at the top of the landing page, geeeeezus!!!

Hair Color Changer: Hair Dye App

So we came up with our own virtual hairstyle try-on tool to fix these issues. We added thousands of trendy and classic styles and cuts to give you plenty of options, no matter what your aesthetic is. Learning how to check which hairstyle suits my face online ended up sparking the idea for us to create a virtual hairstyle try-on tool. Lighting differences in your uploaded photo can really change the way different hair colors will look on you in the tool. With our tool, you can easily browse thousands of flattering cuts and styles for your specific face shape. This means you’ll end up finding lots of options that help you look your best, all before you’ve even stepped foot in the salon.

Black Hair Filter: Virtual Hair Color Try-On PERFECT - Perfect Corp

Black Hair Filter: Virtual Hair Color Try-On PERFECT.

Posted: Wed, 13 Mar 2024 07:00:00 GMT [source]

I'd buy more if they were available (they're not expensive). The process is easy -- loading or taking a photo, adjusting it to the format, determining or choosing a new color, etc. Each style has info on what type of hair is best suited for each style (straight/wavy/curly, fine/coarse, etc) and also tells what tools are needed for styling and how long styling takes. I really wanted to be able to change the color and maybe get a few more styles for free.

Thanks to the amazing technology in your smartphone, you can analyze your new hairstyle ahead of time—before you make a decision that you can’t take back. New hairstyles are a refreshing change, but they don’t come without risk. What looks great in your imagination might not turn out great in reality. Once you’ve gone to the salon, you are stuck with your decision.

With our virtual try-on highlights tool, preview and play – all without the foils. Brighten, smooth, and enhance your selfies all in one tap. The developer, TI Media Solutions Inc., has not provided details about its privacy practices and handling of data to Apple. Hi and thanks for your review of our app.We are so glad that you enjoy what the app has to offer and that you found it valuable after getting past the initial purchase decision. That will depend on your specific needs and whether you’re willing to pay or not. Since this app is free, there’s no harm in giving it a try.

One of the highlights of this application is that it offers hairstyle information and tips. This is beneficial to know which hairstyles and color suits you the most. The app also offers in-app purchases that will unlock 800+ new hairstyles. Initially, if you are impressed with the app, you should consider spending some bucks. What’s more, the app offers skin and eye color changes as well, which is a plus if you want to experiment with your entire look.

Be sure your photo doesn’t cut off any part of your head – you’ll want to be able to see how the new hairstyle looks on your entire head. For photos like these, a smile isn’t important and can actually skew your face shape a bit. Even semi- and demi-permanent colors can stain your hair and end up a little more long-term than you planned for.

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Monday, April 29, 2024

40 Different Types of Braids to Elevate Your Hairstyle Game

27 braid hair

Swipe a few drops of Sachajuan Shine Serum ($36) through your hair to replicate her high-shine strands. Margot Robbie's traditional side braid was updated by a simple detail—that is, swooping the top part of her hair back to the crown of her head before braiding down. To us, it's extremely reminiscent of Frozen's Queen Elsa, and we're not mad at all.

CLASSIC FRENCH BRAID

The 27 Best Braided Hairstyles That Are So Stunning - Who What Wear

The 27 Best Braided Hairstyles That Are So Stunning.

Posted: Mon, 26 Oct 2020 07:00:00 GMT [source]

Divide your hair into two equal sections and create high pigtails at the top of your head. Twist each section of hair in a circular motion around the base of the ponytail to form a bun. To add extra flair, decorate the space buns with beads, cuffs, or colorful hair extensions. Braids offer a wide range of styling options, allowing you to experiment with different looks and express your creativity. From classic braided updos to trendy half-up half-down styles, there is a braid for every occasion.

Popular Celebrities with Braided Hair

Focus on the ends of your hair, as they tend to be the most fragile and prone to dryness. Moisturized hair is more pliable and less likely to break or become damaged during the braiding process. While preparing your hair for braiding, take the opportunity to trim any split ends.

SIDE FISHTAIL BRAID

We offer a wide range of hair services that are tailored to meet the unique needs of our clients. Whether you are looking for a braids, twists, hair extensions, or hairstyling, we’re dedicated to making you look and feel your best. You’ll need multiple layers of fishtail braids to create the look and a nice styling gel to slick back any flyaways.

27 braid hair

Here, sections are added to just one side of the braid, creating an asymmetric look. Lace braids are the go-to choice for those growing out front bangs or layers. A waterfall braid starts like a classic French braid but with a twist.

This will help smooth the hair and keep the braids intact for a longer period of time. Emma Stone's swept-back side braid attracted all of our attention when she arrived at the Met Gala red carpet. Volume is key with this one, so use a thickening product before styling.

Box braids are a popular braiding technique characterized by small, square-shaped sections of hair. This technique involves dividing the hair into equal parts and braiding synthetic or natural hair extensions into each section. Box braids can be styled in various ways, such as long and flowing, updos, or even with colored beads or cuffs. Crown braids already top the list of on-trend braided hairstyles, but combining one with a half-up style makes this look even better.

Next, grab a section of hair from behind your ear—it can be a small or large section, depending on how thick you want your braided headband to be. The braided Bantu knots are a Central and South African hairstyle that has transitioned into a modern day protective style for African Americans. Let those knotless braids curl up at the bottom for a stunning braided look. You can have your stylist braid in different colors to create an ombré effect as well. In today’s ever-growing world of braids, R&B artist Tyla stands as the latest muse for the freestyle braiding trend. If your real hair color is black, you can’t go wrong with a wig or hair extension in 1b color, because it will blend into your real hair and look more natural.

Demi Singleton’s Braids Hairstyle at the SAG Awards - POPSUGAR

Demi Singleton’s Braids Hairstyle at the SAG Awards.

Posted: Sun, 27 Feb 2022 08:00:00 GMT [source]

Cornrows

Don’t forget to secure the ends with hair ties and add some jewels so you’ll shine all night long. Adding beads or cuffs to your braids can add a touch of elegance and playfulness to your hairstyle. You can find a variety of beads or cuffs in different colors, shapes, and sizes. Simply thread them onto a small section of hair and slide them towards the base of the braid. Beads and cuffs can be placed randomly throughout the braid or strategically positioned for a more structured look. A pull-through braid is created by securing sections of hair with small elastics, and then pulling them apart to create a woven effect.

Look for lightweight oils, leave-in conditioners, or braiding sprays that moisturize your hair and prevent frizz. Apply these products to your scalp and hair before and after braiding to provide extra protection and nourishment. Take a small section of hair from the top of the section you’re starting with. Hold one strand in each hand and the third strand between your fingers. Start by parting your hair deep on one side, before loosely plaiting your hair and securing it with an elastic.

27 braid hair

You can also experiment with braided updos, such as braided buns, braided crowns, or twist-and-roll hairstyles. These updo styles are perfect for special occasions or when you want a sophisticated and polished appearance. Fishbone braids, also known as herringbone or fishtail braids, are a mesmerizing twist on braided hairstyles.

Crochet braids involve weaving or crocheting hair extensions onto a cornrow base, creating a natural-looking and versatile hairstyle. This technique allows for various braiding styles and patterns, and the hair extensions can be made from synthetic or natural hair. Crochet braids offer the flexibility to switch up your look without the commitment of permanent extensions.

It’s a perfect choice for creating a carefree, whimsical look with a touch of ocean-inspired charm. Rope braids, also known as twist braids, are created by twisting two sections of hair around each other in opposite directions. This results in a stylish, rope-like appearance that’s simple to achieve and adds a touch of elegance to your hairstyle. If you love to take style cues from your social media feed, you may be familiar with the Dutch fishtail braid.

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Sunday, April 28, 2024

Christmas Cake moist, easy fruit cake

christmas cake simple design

This holds the tip steady and it's the reason I chill cakes before decorating. By chilling the cake, the frosting gets firm and I won’t damage it with the piping tip. For all of these designs I recommend letting the frosting set before decorating.

Chocolate Peppermint Sheet Cake

The twinkling lights, the carols in the background, the aroma of roasted chestnuts wafting through the air – Christmas is unmistakably in the offing! And what’s a festive season without a sumptuous treat to delight the senses? As families gather around their Christmas trees, the centrepiece often isn’t just the tree itself but also the decadent and beautiful cake that sits majestically on the festive table. If you’re on the hunt for the perfect Christmas-themed cake or simply seeking inspiration to ignite your baking passion, you’re in the right place. From the whimsical to the elegant, we’ve curated a list of 10 delicious Christmas cake designs that promise to be the star of your holiday celebrations.

Other Recipes You Might Like:

Ooh lala, doesn’t this look terribly classy and impressive? The pleats are all individual triangles of royal Icing that you layer around your Christmas fruit cake. Worthy of a Bake Off showstopper, this swan is a proper talking point. This Cappuccino Cheesecake is the perfect ending to a Christmas dinner. Topped with cocoa powder and chocolate curls, this rich and creamy cheesecake is made even better when served alongside a mocha or cappuccino. Dressed up for the holidays with a cute plaid bow, this Merry Moose Cake is perfect for celebrating everything from Christmas Eve to Canada Day!

19 of the Most Creative DIY Holiday Cake Toppers - Brit + Co

19 of the Most Creative DIY Holiday Cake Toppers.

Posted: Fri, 19 Dec 2014 08:00:00 GMT [source]

Sweet and Simple Santa Cake- Video Tutorial

There’s also a festive nod in the very professional-looking bow decoration, as it is made with strips of marzipan as well as chocolate. Ginger wine is the key ingredient here, where it is used to soak the fruit to get the most out of this flavoursome Christmas cake. Far lighter and fluffier than a typical festive fruit cake, there are still nods to tradition with the addition of mixed spice and a topping of marzipan and icing.

Christmas tree cake Dessert Recipes - goodtoknow

Christmas tree cake Dessert Recipes.

Posted: Wed, 09 Dec 2020 05:14:31 GMT [source]

Check out our best Christmas appetizers, side dishes, and dinners for ideas to round out your holiday meals all season long. If you want something a little different from traditional Christmas cakes, a fir cone is jolly option. In fact, fir trees are some of the most popular types of Christmas trees that people display in their homes.

Christmas Cake Designs with Messages

christmas cake simple design

Plus, there are sweet ideas featuring chocolate, caramel, and coconut. We've also included a fruit cake for you traditionalists out there. When it comes to Christmas cakes, the options for flavors really are endless. Moist cake layers are filled with homemade coconut pastry cream and frosted with a whipped coconut cream cheese frosting in this crowd-pleasing dessert. Today, we are sharing a roundup of our favorite Christmas and winter cake tutorials from over the years! You will find adorable cake designs and delicious recipes.

This ‘snow much fun’ cake is a winter wonder-ful masterpiece, and worth the investment in time it takes to create for the awe of your guests. Fondant snow balls, a snowman, a cute bucket and spade, and some fabulous folk dressed in their wintery finery off to play in the powder. Crammed with rum-soaked fruit, this rich sweet Christmas cake is suitable for vegetarians and dairy- and gluten-free. If there are any better flavour combos out there, we’d love to hear about them. An excellent choice for those not particularly partial to a fruit cake (and there are many that walk among us), gingerbread and brandy are still marvellously festive flavours.

I put these cakes in the freezer for 15 minutes, until the frosting was firm. It evokes such feelings of warmth and satisfaction when humble ingredients like dried fruit and spices are transformed into the perfect Christmas cake. Using ready-dyed icing makes this striking decoration really quick and easy to do. Or follow our simple instructions to mix the exact colour you want.

Winter Wonderland Christmas Cake decoration

Gently scoring the cake helps guide the shape of the tree. I like to stripe the inside of the piping bag with a little plain white buttercream to give it even more texture. Below are 15 awesome and (relatively) easy christmas cakes that are sure to be the star of your holiday celebrations. As we approach Christmas, I wanted to do a round up of fun christmas cakes I’ve made in the past! I’m hoping this will help spark some ideas for your own Christmas Cake decorations, and inspire some amazing christmas cakes this year. Begin by adding a dab of frosting onto your cake board or cake plate.

To make these cakes, you'll need some basic frosting recipes, a good rolled fondant recipe, and possibly some crispy rice treats. A beautifully decorated Christmas cake can bring your dessert to life! The creamy and spiced flavors of spiked eggnog shine through in this simple Christmas cake. It's the perfect holiday centerpiece that anyone can make. Tiramisu means "pick me up" in Italian, a nod to the coffee infused in the layers (and probably the sugar, let's be honest!). Isn't a jolt of caffeine during the crazy holiday season exactly what you need?

First add marzipan and icing to a shop-bought fruit cake (no one will ever know) and then practise first before writing out your wishes. If the full Merry Christmas is a few letters too many, think of an easier alternative (Ho Ho Ho, anyone?). Top with icing and a glace cherry, a pecan, or some dried fruit, like apricots. Seriously adorable, this igloo bake is a wonderful choice if you’re nifty with the old fondant.

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Whats the Average Down Payment on a House?

how much down on a house

"So I think buying the old house and redoing it, it definitely has more character." Median rent prices in Los Angeles, CA for all bedroom counts and property types compared to Alhambra, CA. Though the city is famous for its glitz and glam, you don’t need to call yourself a millionaire to live well in this world-renowned place. Although the price is higher than in most around the country, you can find your niche. And, once you do, you’ll have all the benefits of sunny skies, pristine natural parks and a culture unlike any other in enjoy. The state also has a progressive income tax, where you pay anywhere from 1 to 13.3 percent based on your salary.

How can I find down payment assistance?

We believe everyone should be able to make financial decisions with confidence. The second is based on the minimum percentage you need to put down. This link takes you to an external website or app, which may have different privacy and security policies than U.S.

Investment properties

See the differences and how they can impact your monthly payment. Keep in mind, too, that to avoid PMI, you’ll need to put down at least 20 percent. If you can’t afford that high of a down payment, though, know you won’t pay PMI forever. Once you reach 20 percent equity in your home, you can request that your lender remove PMI from your bill. The offers that appear on this site are from companies that compensate us.

Frequently asked questions about mortgages

For example, imagine you’re buying a house worth $300,000 at a four percent interest rate. With 20 percent down and no mortgage insurance, your monthly principal and interest payment comes out to $1,150. With 10 percent down and mortgage insurance included, payments jump to $1,450 per month. Here, putting 20 percent down instead of 10 saves you $300 per month. You can avoid paying for private mortgage insurance (PMI) when you put 20% or more down on a conventional loan. When borrowers put down less than 20%, lenders typically require PMI as an additional cost.

Factors Affecting Your Down Payment

This weather allows for a variety of outdoor activities, from surfing at Venice Beach to hiking in the Santa Monica Mountains. Los Angeles, California, is a city with a deep and diverse history. Los Angeles is famous for its film and entertainment industry, earning it the nickname "The Entertainment Capital of the World." Instead, the Fed will likely continue to keep rates elevated — perhaps even until after the November general election so that it does not appear to favor one candidate or another.

Mortgage Tools

Equity refers to the difference between the amount you owe on your mortgage and how much your home is worth. If you owe $200,000 on your mortgage and your home is worth $300,000, then your equity is $100,000. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet. These autofill elements make the home loan calculator easy to use and can be updated at any point.

What is the Median Down Payment in America, by State? - Visual Capitalist

What is the Median Down Payment in America, by State?.

Posted: Mon, 26 Feb 2024 08:00:00 GMT [source]

Bankrate logo

how much down on a house

It's in the township of Happy Garden and about a 15-minute drive from both his parents' place and his workplace. Before making any purchases, Tan decided to rent a condo on Airbnb for a couple of weeks to see what it would feel like. He started scrolling real-estate platforms half-seriously, but as time passed, he became more invested in the idea of having his own house. The geography of Los Angeles is unique, with mountains, beaches, and valleys all within a short drive. The city itself is sprawling, covering approximately 469 square miles. It's known for its Mediterranean climate, offering residents sunny days most of the year, mild winters, and warm summers.

Rocket Mortgage

Basic groceries like a load of bread or a half gallon of milk have average costs of $3.99 and $2.56 respectively, which are pretty close to the price throughout California. It’s also possible to find inexpensive apartments in Los Angeles, underneath the living index you’d expect to pay. In areas like Greater Wilshire and Crenshaw, one-bedroom apartments average less than $2,000. Both communities are also seeing a decrease in rents over last year. Once you're under contract, closing on a house takes about 42 days, but buyer financing issues, low appraisals and other setbacks can slow down the process.

Average Down Payment by Age

If you’re burdened with high card balances and large auto, personal, and student loans, you may have to lower your sights or find a co-borrower. The comparable figure for an FHA loan with a 3.5% down payment and a then-current mortgage rate of 6.616% was $3,087 plus $229 mortgage insurance each month, making $3,316. That may be why the National Association of Realtors® reports that the typical down payment for first-time home buyers in 2022 was 6%. Yet it’s easy to find mortgages with minimum down payments of half that. The loan type you select affects your monthly mortgage payment.

For more information about or to do calculations involving savings, please visit the Savings Calculator. For more information about or to do calculations involving CDs, please visit the CD Calculator. Your debt-to-income ratio (DTI) refers to the percentage of your monthly income that goes toward paying off debt. Since lenders look at DTI to make lending decisions, having a high DTI can keep you from qualifying for other loans in the future.

An FHA loan will come with mandatory mortgage insurance for the life of the loan. Use Zillow’s home loan calculator to quickly estimate your total mortgage payment including principal and interest, plus estimates for PMI, property taxes, home insurance and HOA fees. Enter the price of a home and down payment amount to calculate your estimated mortgage payment with an itemized breakdown and schedule. Many states, counties, and cities offer first-time home buyer programs that provide down payment assistance or low-interest loans. These programs often have specific eligibility requirements, such as income limits or a requirement to attend homebuyer education classes. The U.S. Department of Agriculture (USDA) offers loans for eligible buyers in rural and suburban areas.

Let’s examine the advantages and disadvantages of a 20% down payment on a house. Apply online for expert recommendations with real interest rates and payments. "It's very near to this neighboring commercial area called Kuchai Lama," Tan said. "So it's quite a busy place, not the kind of area that I thought I would like, but somehow the property sits in a pocket of houses that doesn't feel like it's congested at all." The Ukraine aid will be combined with funding for Israel and Taiwan, for a foreign assistance package totaling $95 billion. The city is a melting pot of cultures, leading to a wide array of food, music, and festivals.

Therefore a larger down payment will generally result in the lower amount paid on interest for borrowed money. The average down payment for a second home or investment property is 27% of the purchase price, according to Realtor.com’s 2023 Down Payment Report. While this housing market sector isn’t as prevalent as primary residences, the higher amount signals that buyers with disposable income can put more money down.

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Saturday, April 27, 2024

See photos from the annual White House correspondents dinner

how much down on a house

Offer valid on primary residence, conventional loan products only. Cost of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located.

Federal Reserve keeps interest rates at current levels as inflation holds its grip

Remember, though, that these down payment requirements are just the minimum. As a mortgage borrower, it’s your right to put down as much on a home as you like. In some cases, it can make sense to put down more than the minimum requirement. Sometimes you will still need to fund part of the down payment yourself, but you might only need to come up with 1% or 2% of the purchase price instead of 3% or more.

how much down on a house

Use the Upfront Cash Available

This is the average down payment on a house in San Diego: study - FOX 5 San Diego

This is the average down payment on a house in San Diego: study.

Posted: Wed, 31 Jan 2024 08:00:00 GMT [source]

Savings—Most home-buyers save up for their down payments by setting aside savings until they reach their desired target, whether it's 20% or 3.5%. Having the savings in an interest-bearing account such as a savings account or in Certificates of Deposit (CDs) can provide the opportunity to earn some interest. Although placing down payment savings in higher risk investments such as stocks or bonds can be more profitable, it is also riskier.

VA loan (government loan)

Down payment options for major loan programs range from zero to three, five, or 10 percent. If you can easily afford it, you should probably put 20% down on a house. You’ll avoid paying for private mortgage insurance, and you’ll have a lower loan amount and smaller monthly payments to worry about. The goal of the programs – typically administered by government agencies or private organizations – is to make buying a home attainable. These are conventional loans with low down payments or grant assistance programs. Saving up for a traditional 20% down payment is time-consuming and challenging for home buyers with limited finances.

Down Payment Assistance Programs—Local county or city governments, local housing authorities, and charitable foundations sometimes provide grants to first-time home-buyers. Down payment assistance is usually only reserved for need-based applicants purchasing a primary residence. Grants can come in the form of money applied to a down payment or an interest-free loan meant to supplement a main mortgage. Applicants usually still need to have decent credit and documented income. Paying a larger down payment of 20% or more, if possible, usually lead to qualification for lower rates.

This is especially true if you are looking to spend less money during the home buying process or considering refinancing in the future. “Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. A second home is a residence you occupy in addition to your primary residence. The property can be a vacation home or a home you visit regularly.

How to figure out the right down payment amount for you

Aspiring buyers typically ask, “Is it best to put 20% down on a house? ” This is a laudable goal as a minimum 20% down payment waives private mortgage insurance (PMI) on conventional loans. However, eligible borrowers can put down as little as 3% but pay additional fees. In fact, the average down payment for first-time buyers is between eight and 13 percent. There are also loan programs that let you put as little as zero down.

VA loans and USDA loans can have a zero-down payment, but you must meet the minimum qualifications set by both programs. You can buy a home with no money down if you qualify for a Department of Veterans Affairs (VA) loan or a U.S. VA loans are mortgage loans for current and former military personnel and surviving spouses who meet the VA’s criteria. USDA loans are mortgage loans for homes in qualifying rural and suburban areas.

Average Down Payment on a House

The United States Department of Agriculture backs USDA loans that benefit low-income borrowers purchasing in eligible, rural areas. While an upfront funding fee is required on these loans, your down payment can be as little as zero down without paying PMI. The average down payment for a house differs widely by state due to different home prices. Additionally, the age of home buyers also plays a factor, as older buyers tend to have more money. The National Association of Realtors (NAR) states that the average down payment on a house for first-time home buyers is 6% versus 17% for repeat buyers in 2022.

That said, making a down payment that equals 20% of a home’s purchase price offers advantages. Mortgage preapproval is when your lender conditionally offers you a mortgage with a specific loan amount, interest rate and monthly payment. Knowing how much house you can afford helps you shop in your price range. And, with a mortgage preapproval letter in hand, you'll demonstrate to real estate agents and sellers that you're a serious buyer who can obtain financing. It is important to remember that a down payment only makes up one upfront payment during a home purchase, even though it is often the most substantial. There are also many other costs that may be involved, such as upfront points of the loan, insurance, lender's title insurance, inspection fee, appraisal fee, and a survey fee.

The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely.

It takes about 30 days to get a mortgage in a normal market — or 45 to 60 days during high-volume months — depending on the lender. Financial issues, such as a low credit score, high debt load or a previous foreclosure, can delay the loan approval process in any market. Mortgage preapproval is an in-depth assessment of your homebuying budget, and your lender will pull your credit report and verify your employment status, income, assets and debts.

If yoga is your thing, a single class can set you back $21.33. If grabbing a pizza with friends is your ideal night on the town, it’s best to know the average cost for a pie is $12.99. If you do decide to drive your way around the city, a FasTrack pass is your ideal traffic cheat.

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42 Cheerful Christmas Cake Ideas Wilton's Baking Blog Homemade Cake & Other Baking Recipes

christmas cake simple design

Finish off with a few sprigs of holly for a lovely final touch. Now, feast on these 20 Christmas cake designs that capture the true festive spirit and add a dash of cheer to your celebrations. Whether you’re gearing up to bake one yourself or considering a hassle-free order, let these cake designs inspire you to make your Christmas festivities extra special.

Festive Striped Christmas Cake

Cursive is a great option for lettering because it’s very forgiving. By layering the letters you’re creating more texture and colour and detail. I like to outline my word with toothpick first, to check that it fits. The smaller your cake is, the smaller your piping tips will need to be so that the letters aren’t so thick and close together that they’re impossible to read.

Reindeer Cupcakes- Free Video Tutorial

Displaying it on a raised cake stand, decorated with white felt, cut to give an icicle effect, then sit back and enjoy those compliments. This simple snowflake design is great for Christmas cake beginners. Use a Christmas tree cookie cutter, or just draw a design on a piece of card and cut around it. A design that will appeal to kids and grown ups in equal measure.

christmas cake simple design

Gingerbread Bundt Cake

This will help keep your cake layers in place as you frost and stack the layers. This beautiful Christmas cake design is inspired by the bark of a silver birch tree and uses a clever - but easy - technique to create the bark effect. What I love about the cake design is how beautifully it brings nature into Christmas. This is a thoroughly modern Christmas cake design on a non-traditional Christmas cake that incorporates my favourite flavour combination of peppermint and chocolate. The recipe uses swiss meringue buttercream and is topped with a peppermint glaze. This step-by-step video tutorial guides you through how to make and decorate a Christmas drip cake, which is a great modern twist on a classic Christmas cake design.

Cover the frosting with plastic wrap to prevent crusting and set aside. Mix in 1 cup of unsalted butter slowly into the dry ingredients on a low speed. Continue to mix until no large chunks of butter remain, and the mixture looks crumbly. Full recipe with detailed steps in the recipe card at the end of this post. How about decorating a whole cake with candy canes and crushed candy canes?

Treacle bundt cake with limoncello drizzle

But there’s more to it – the ingredients commonly found in Christmas cakes, such as fruits and spices, add to the warmth and cosiness of winter festivities. The Christmas yule log, or bûche de Noël, is a classic French holiday dessert. A rolled sponge cake is typically filled with cream cheese, whipped cream, or other types of filling.

Tips for Making the Best Christmas Lights Cake

Whether you want to decorate a bûche de Nöel with meringue mushrooms or use the pumpkin purée leftover from Thanksgiving, we have a Christmas cake idea for you. So roll up your sleeves, put on an apron, and start baking up some holiday cheer. This recipe is for an eggnog cake decorated in cream cheese frosting and white ganache to create a minimalist cake design that looks mouthwatering. Perfect for a fruitcake, this recipe comes with a step-by-step video guide to help  master this nifty fondant work featuring designs of the classic Christmas plant.

A simple and elegant way to decorate your Christmas cake - we've even added our amaretti biscuits for extra festive flair and flavour. If you're looking for plain and simple guidance on how to ice a Christmas cake with marzipan and royal icing, then we recommend reading our step-by-step guide first. However, you will lose a lot of height and won't have much room to pipe the Christmas tree. You may use it to ice the cake, but please note that it does not take on color very easily and you may need more green food coloring.

35 One-Tier Wedding Cake Ideas - Brides

35 One-Tier Wedding Cake Ideas.

Posted: Thu, 25 May 2023 07:00:00 GMT [source]

I recommend making it in advance and letting it sit for a few days in fridge. I find so much joy in my kitchen and hope to inspire you to do the same! My goal is to share recipes and tutorials that help you create desserts that look just as good as they taste. This cake recipe uses quite a few ingredients and I know you might not have them all on hand.

This wonderful polar bear design uses desiccated coconut and icing to create a truly standout Christmas cake that will have kids and adults alike utterly delighted. Fancy decorating your Christmas cake to look like a big Christmas gift? Follow this tutorial on how to create a traditional Christmas bow for your Christmas cake. Since 1929, the Wilton Team of bakers has been inspiring the joy of creativity in everyone, everywhere, every day. No matter where you are on your baking journey, Wilton is here to help you bake your world happy.

I like to start with the first and last letter and work my way to the middle. This makes spacing them easier because you can make the final letter, the one in the middle, as wide or narrow as necessary to fill in the space that’s left. Squeeze the piping bag and wiggle it from side to side and up and down to make a ruffled leaf. Hold a piece of parchment paper over the cake and mark the edges of the cake on it.

To see how I strategically place the delicate “trees” into the cake, take a look at the final segment from the show. Last but not least, these wintery evergreens are made by pacing rosemary stems upside down. You can watch a demo of the braid technique, along with instructions for the chocolate trees you’ll see below in this next segment. For instructions on how to decorate this cake, check out the video below. 250g / 8oz of each “ready to roll” marzipan and white fondant, sold in the baking aisle of grocery stores. A visual of the steps is included in the recipe video above the recipe card, and below in photos.

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Tuesday, April 2, 2024

Sea Dragon Pirate CruiseSea Dragon Pirate Cruise

pirate cruise panama city

Then they switched and the boys got their faces painted while the girls came back on deck. These cruises are selling out fast, get them while you can. Panamanian food is best enjoyed in a typical fonda, the small and affordable diners found all over the city.

taboga pirate experience

Always check their website calendar for exact dates and for scheduled cruise times. If you’re going to be in Panama City Beach for a special birthday or group event, private charters aboard the Sea Dragon are available. This pirate ship excursion is sure to transport you to a world of excitement and wonder. Climb aboard an 85-foot replica pirate ship and feel the thrill as you set sail for treasure hunting, battling rival pirates, and engaging in interactive pirate shows.

Family Beach

Stash has recently passed his Coast Guard exam and is now a licensed Captain. He is also training to become full time Captains aboard the Sea Dragon. Mudshark has recently passed his Coast Guard exam and is now a licensed Captain. Even though we don’t charge for infants (under 12 months old) the US Coast Guard requires them to have a ticket as part of our passenger count.

The Galley is Open

The ship is designed to look like a real pirate ship from the 18th century, complete with masts, sails, and a Jolly Roger flag. If you need more guidance, experienced captains run full-service fishing charters, so you can reel in local fish without getting bogged down in planning all the details. Found by the waterfront promenade, the lavish and ornate Teatro Nacional features burgundy carpeting, a gold facade and brass fixtures, as well as a mural by local artist Roberto Lewis. Sit in one of the many gilded balconies under an exquisite crystal chandelier and enjoy a world-class performance during your vacation. Enjoy this experience aboard the Black Magic, a 110 ft. long ship where you will be submerged in an authentic pirate experience. This is simply the best way to experience Panama bay, Taboga Island and the beautiful waters of the Pacific while in the city.

When you’re making reservations please make sure to tell us you have an infant(s) in your group. There is simply more to see when you’re close to the shore. The Sea Dragon Pirate Cruise is located in Panama City Beach, Florida, a popular tourist destination known for its white sandy beaches and warm climate. The cruise departs from the Pirate’s Cove Marina, which is conveniently located close to other attractions such as restaurants and shops. Private Charters are available for Birthdays or Corporate outings.

The Story of The Sea Dragon & Her Faithful Crew

He also plays lively pirate music to encourage everyone to play their roles and dance to the tunes. Often when we are first loading the boat the last 30 passengers or so to come aboard start to worry about having a place to sit down. Crewmembers will inform you that there will be plenty of seats available shortly after we get underway. That’s because all of the kids will get up and begin their activities. This frees up enough seats to allow any and all the adults to sit down if they want.

If you or anyone in your group starts to feel bad make sure to stay out on the main deck and in the wind. Make the Captain or one of the crew aware and we will try and help. Yes, you are allowed to smoke for a brief period at about the halfway point of the cruise. The Captain will make an announcement for the kids go to the dungeon to hear the Pirate Treasure Story. When you hear The Captain say this, make your way to the back of the top deck if you would like to smoke.

pirate cruise panama city

Panama City (Fuerte Amador) Shore Excursions

You are more than welcome to stand along the rail and enjoy the beautiful scenery or move about the ship while we are underway. The Sea Dragon Pirate Cruise has received positive reviews from visitors, who have praised the experience as fun and entertaining. Many guests have commented on the professionalism of the pirate crew and the quality of the entertainment. This family-friendly attraction offers a fun and adventurous way to explore the waters of the Gulf of Mexico while enjoying pirate-themed entertainment and activities. Visitors have also appreciated the range of activities on offer, with many stating that the cruise is suitable for both children and adults.

The Crew Of The Sea Dragon

Captain “Fearless Phil” and his crew will be singing and dancing, and encouraging everyone to sing along. They’ll teach the kids some pirate language (don’t worry – only the family-friendly kind!) and put on a little skit. If you're looking for a romantic date night or a memorable brunch with the girls, hop aboard The Champagne Lady Dining Cruise. The weekly brunch cruise offers a buffet-style meal with complimentary breakfast cocktails, as well as themed cruises on select holidays.

Some will be able to relax and sunbathe on one of the decks, some will prefer to read a book, while others will be able to enjoy the music on board while having one of our cocktails. Later, we will raise our anchors to start our return trip to the city where we will be arriving by sunset. On board, we will have, for an extra cost, different options of food, and alcoholic and non-alcoholic drinks. The crew also performs a live interactive show, featuring sword fights, cannon blasts, and plenty of pirate humor.

pirate cruise panama city

The Sea Dragon Pirate Cruise is a two-hour cruise aboard a replica pirate ship, complete with a crew of entertaining pirates who provide a fun-filled experience for all ages. Captain “Fearless” Phil and his terrific pirate crew make sure that there is never a dull moment during this two-hour cruise. Your faithful pirate captain is there to direct the ship and make sure everyone is doing their job.

13 Reasons Why Panama City Beach Is A Perfect Spot To Take Your Grandchildren - TravelAwaits

13 Reasons Why Panama City Beach Is A Perfect Spot To Take Your Grandchildren.

Posted: Fri, 04 Aug 2023 07:00:00 GMT [source]

No outside food or drinks are allowed on the ship, but snacks and beverages are available for purchase on board. During the cruise, passengers can participate in a variety of activities, including face painting, temporary tattoos, pirate-themed games, and treasure hunts. See the other side of Panama City Beach with Airboat Adventures as you tour the backwaters of West Bay, rivers, creeks, and marshlands in search of native wildlife.

The top deck has the most seating, a good view of the scenery, as well as a view looking down at the activities on the lower deck. See dolphins with their calves in the wild, catch a massive fish from the deep, or hop on an airboat or a pirate ship for a swashbuckling good time. You can do all the above and more on Panama City Beach cruises, where land meets the Gulf, and a memory-filled voyage awaits. We have many guests who come aboard and enjoy our cruise while in a wheelchair.

Get ready to immerse yourself in the pirate lifestyle as you dress the part, learn to talk like a pirate, and even wield a sword. This is Panama’s one and only party pirate ship experience. We will be setting out across the high seas in our 110-foot Spanish Galleon for a day of fun in the sun, swimming, music, and dancing. Panama City Beach offers a range of activities for tourists, including water sports, fishing, and golfing.

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Sea Dragon Pirate Cruise Panama City Beach Florida

pirate cruise panama city

The Sea Dragon Pirate Cruise offers a thrilling experience for visitors of all ages. The pirate ship has a unique design, with tall masts and black sails that create an imposing image. The cruise lasts for two hours and includes a range of activities such as face painting, water gun battles, and treasure hunts. Visitors can also enjoy the beautiful scenery of the Gulf of Mexico while onboard. Adults and kids will all enjoy the view along the entire tour. Once the captain and his crew take the kids below deck for fun and games, parents of the more independent kids will have the most part of the two hours to enjoy themselves.

Don't miss out the fun! follow us @BlackMagicPTY

Do a little sword fighting or fire the kid cannon, discover treasure, dance to festive music, and play games. The Sea Screamer offers tours on a seasonal basis, and you can choose between a daytime or sunset cruise. Frequent sightings of the playful dolphin, gliding seagulls, pelicans, and other mysterious marine life just adds to the excitement. Cruise away into the fantasy world of friendly swashbucklers and spirited pirates aboard our real 85′ pirate ship. The pirate cruise is a 2-hour excursion that stays within a half-mile of the shore. This increases the chances of seeing dolphins as well as keeping the ship in calmer waters.

The Sea Dragon Pirate Cruise

We will make every effort to include children and adults in our activities who are confined to a wheelchair. We have a ramp that accommodates a standard width chair and we will help in any way that we can to get the chair aboard the boat. Please be advised that our restrooms are not easily accessible to someone in a wheelchair.

Ne'er a finer a ship has sailed these waters...

The amenities, including the snack bar and seating area, have also been commended by guests. The cruise is hosted by a team of professional entertainers who dress up as pirates and create a fun atmosphere for guests. The pirate crew performs stunts, dances, and songs to keep guests entertained throughout the journey. Visitors are encouraged to participate in the activities and join in the fun.

All of the plundering young pirates will receive some type of sea roving treasure with their adventure on the Sea Dragon Pirate Cruise in Panama City Beach, Florida. The Sea Dragon Pirate Cruise Panama City Beach Florida is a unique and exciting experience for tourists looking for fun and adventure. With its pirate-themed entertainment, beautiful scenery, and range of amenities, the cruise is suitable for visitors of all ages. If you’re planning a trip to Panama City Beach, be sure to add the Sea Dragon Pirate Cruise to your itinerary. Cruise into the fantasy world of friendly swashbucklers and spirited pirates aboard the Sea Dragon Pirate Cruise.

Please do not throw your butts into the ocean or extinguish them on the deck! We ask that you be considerate of nonsmokers and children while you’re smoking. Be aware of the wind and try to position yourself so that the smoke blows away from those around you.

pirate cruise panama city

Set Sail on a Panama City Beach Pirate Ship

The cruise provides a unique opportunity for visitors to embark on a pirate ship adventure, complete with costumes, treasure hunts, and swashbuckling entertainment. In this article, we will discuss the four main aspects of the Sea Dragon Pirate Cruise Panama City Beach Florida. Then it’s time to get serious about this swashbuckling adventure full of sword fights and pirate games. As things begin to get really exciting, the cannons are ignited and a sunken treasure is retrieved from the ocean depths with treasure for all the kids.

Experience Panama City Beach

pirate cruise panama city

Reservations for the Sea Dragon Pirate Cruise are very highly recommended. You’ll probably need to give them 2-5 days advance notice since this is a very popular and much enjoyed excursion. They close for the season during the last week of October and reopen for the new season in very early March.

We believe that we can still offer an outstanding experience at a fair price. We want you to walk away from our cruise happy and excited about your next visit.. Set your sails and join us on a thrilling adventure aboard a Panama City Beach pirate ship and experience the ultimate pirate-themed excursion on the sparkling waters of the Gulf Coast! Picture this – a beautiful day, a gentle breeze, dolphins jumping, and the promise of a family pirate cruise aboard The Sea Dragon- a portal to a world of pirate fantasies. Sea Dragon Pirate Cruise Panama City Beach Florida is an exciting experience for tourists who want to enjoy the beauty of the Gulf of Mexico and have fun at the same time.

The “Sea Dragon” was built right here in Panama City, Florida. Her keel was laid in 1982, and it took 11 years for her builder to complete her. She is powered by two 6 cylinder John Deere diesel engines (200hp each) and a 30kw generator powered by a 4 cylinder John Deere diesel engine. Our ship, the “Sea Dragon”, is a modern-day replica of the ships that plundered these waters centuries ago. You can shop just about anywhere when you visit Panama City, but you'll find the best specialty stores in Casco Viejo.

Dolphin sightings are a common occurrence in Panama City Beach, and as a result, there are countless ways to see these friendly mammals out in the wild. Choose from half to full-day adventures, group, or private guided tours. The Taboga Pirate Experience trip is fun and exciting for all types of passengers. We will have music and dancing on the main deck for those who are in the mood for a party atmosphere. For ye noble pirates, cold beer, wine, margaritas and rum punch are available.

Pirates of the High Seas Virtual Fest sets sail - The News Herald

Pirates of the High Seas Virtual Fest sets sail.

Posted: Wed, 30 Sep 2020 07:00:00 GMT [source]

The Sea Dragon is great for most kids from the age of 2 or 3 up to about 9-13. The upper ages just depends on the individual and if they’re willing to still let loose and be a kid. Take care and have an adult guide the younger ones through all the activities, especially the dungeon, just so they don’t get pushed around in all the excitement. Don’t miss the opportunity to create lasting memories on this one-of-a-kind pirate adventure in Panama City Beach. So, hoist the Jolly Roger, gather your crew, and prepare for a swashbuckling journey like no other.

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